Dityantomo, Satria Rana, and Made Harta Dwijaksara. 2026. “Designing Smart-Contract-Enabled Liquidity Management for Wholesale Rupiah Digital: A Design Science Research Approach”. Journal of Information Systems and Informatics 8 (3): 3134-63. https://doi.org/10.63158/journalisi.v8i3.1609.